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Southern Loans can be contacted via phone at 405-681-3588 for pricing, hours and directions.It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for payday loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since is not involved in the lending process, we can not ...CompareLoans.co.za shows you how to apply for short-term loans from Southern Finance online. See fees, rates, repayment terms and requirements for loans …Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for payday loans vary from 200% to 1386%, and APRs for ... 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